SIX manages credit card programs for many different issuers across Europe. They benefit from the capability and flexibility of our technology. They also draw upon our expertise – to help them adapt to market changes and optimize the performance of their credit card business.
For large, multi-national issuers, we tend to provide core processing. We also take charge of non-differentiating back office functions. And we are often called on to deliver a consistent, card management service across several countries.
For smaller issuers and aspiring payment providers we tend to provide a more complete service. Often, we deliver end-to-end managed services. And, increasingly, we act as a license sponsor – taking complete charge of all the operational details.
As the economics of the credit card business change, many clients are looking to us for new risk- and revenue-sharing models – and we have developed a full range of partnership models.