Pay securely online
Everything you need to know about
PCI DSS, 3-D Secure 2 and strong authentication
Pay securely online
Offer your customers the maximum possible level of security. Because security establishes trust and your customers should have a good feeling about their online payments. Together with the credit card organizations, we set the highest standards, such as PCI DSS, 3-D Secure 2 and strong customer authentication, which allow you to sell securely online or by mail order. At the same time, we offer you the necessary protection against payment defaults.
PCI DSS
PCI DSS (Payment Card Industry Data Security Standard) is the global security standard for international credit card organisations. With our payment solution Saferpay, you can process all e-commerce credit card data securely in compliance with PCI DSS. The card data is captured within the Saferpay Payment Page or the Hosted Forms and is not processed, transmitted or stored in your systems. Thus you can benefit from maximum security and minimal effort to confirm your compliance with PCI DSS. Saferpay is subject to the PCI DSS guidelines and has been awarded with PCI security certification.
PSD2
Online merchants, acquirers, card issuers and customers are facing a new challenge in e-commerce: The Regulatory Technical Standards (RTS) within the framework of the Second EU Payment Services Directive (PSD2) came into effect on 14 September 2019. These standards require strong customer authentication (also known as two-factor authentication) for online payments.
To give online retail business more time for implementation, the European Banking Authority (EBA) has granted local regulators across Europe a transitional period until December 31, 2020 to implement strong customer authentication.
3-D Secure 2
To comply with the PSD2 requirement concerning strong customer authentication, the card organisations Visa and Mastercard - together with the technical body EMVCo - have further developed the 3-D Secure security process: 3-D Secure 2 is PSD2-compliant and is valid in EU countries as well as Switzerland. All online merchants must support the new standard.
With the 3-D Secure procedure, cardholders identify themselves in an additional step during online transactions. The new 3-D Secure 2 security standard makes card payments in e-commerce much easier for you and your customers through a broad data spectrum, biometric authentication and an improved standardised online experience.
Safer online payments made simple
A short introduction to Europe's new requirements for Strong Customer Authentication
On 14 September 2019, the face of e-commerce in Europe is set to change forever. Nevertheless, merchants, banks and payment service providers must meet the strict requirements of strong customer authentication by December 31, 2020 at the latest.
This position paper gives a brief introduction about the Regulatory Technical Standards on Strong Customer Authentication and the impacts to the merchants ecosystem. It also explains what will merchants need to do to take all the advantages of this regulation.