See ELV direct debits.

With ELV (Elektronisches Lastschriftverfahren) direct debits, the customer authorizes a merchant to automatically debit a defined bill amount to their account. The customer gives the merchant their account number and sort code. The customer merely signs to verify their identity. The merchant therefore receives no payment guarantee. ELV direct debits are offered only in Germany.

Fraud prevention encompasses all measures that serve to reduce a merchant's risk of misuse and to prevent fraud attempts.

With giropay, customers in Germany can arrange a payment directly from within a web shop. This gives the merchant greater payment security.

Card issuer. This is a company – often a financial institution – that issues credit, debit or prepaid cards and debits the cardholder's account with their transactions.

JCB is Japan's largest credit card organization. Its use is becoming ever more widespread among travelers from the United States and Asia.

Worldline is an acquirer for JCB. 

In general, the merchant bears the risk in e-commerce if the cardholder contests their payment. However, use of the 3-D Secure solution from Worldline shifts the risk from the merchant to the card issuer for payments that are contested by the cardholder. This transfer of risk is called liability shift.

Mastercard is the world's leading credit card organization alongside Visa. Mastercard International grants licenses for the issue of its cards (issuing license) and for the settlement of card payments (acquiring license). Mastercard's product portfolio includes the credit card Mastercard and the debit card Maestro. 

Omni-channel is the combination of different sales channels (such as e-commerce, m-commerce and POS), the main aim of which is to ensure a seamless shopping experience for your customers – irrespective of whether they are ordering items on a computer, on a smartphone or by telephone or they are shopping in a store.

In a nutshell, an online marketplace is an online shop that allows customers to purchase products and services from third-party providers. Online marketplaces offer consumers a considerable benefit by bringing together a range of merchants and goods or services on a single platform. These solutions are also attractive to merchants, as they are able to benefit from higher reaches and sales potential than they otherwise could generate alone.

The Payment Card Industry Data Security Standard (PCI DSS) is the credit card organizations' international security standard. This standard must be adhered to. PCI DSS protects you and your customers against theft and misuse of sensitive account and card data and is a seal of quality in payment transactions – regardless of whether a payment is processed at the point of sale or on the Internet. 

SEPA is the Single Euro Payments Area for all member states of the European Union (EU), the European Economic Area (EEA) and Switzerland. The aim is to ensure that within this payments area there are no differences for customers between national and cross-border payments.

Tokenization is a procedure in which sensitive data, such as credit card numbers, are encrypted and replaced by substitute numbers called tokens. The original data are kept only in Worldline' PCI-compliant computer center, where they are secure and protected against unauthorized access. Worldline' tokenization solution enables merchants like you to offer a one-click-checkout and process recurrent payments. This saves you money and cuts out the effort involved in PCI audits. 

A transaction is an individual payment procedure in which a debit card, credit card or customer card is used to buy goods or services or to withdraw cash at an ATM or in a bank.

UnionPay is the only Chinese card organization and the world's fastest-growing card brand. For the increasing number of Asian customers UnionPay is an indispensable means of payment.

Visa is one of the world's leading credit card organizations. With Visa acceptance you can rely on a strong image and a high level of brand recognition.

The digital wallet simplifies payments on the Internet and offers financial institutions in Europe a modern payment solution for digital commerce (e-commerce and m-commerce). The cardholder stores their address details or their credit card number securely in their wallet and then no longer needs to enter them for every online purchase. Mastercard's electronic wallet is called Masterpass, while Visa's electronic wallet  is called Visa Checkout.