Credit cards are practical everyday companions for many customers and enjoy a fairly high level of acceptance as a means of payment. Unfortunately, neither cards nor terminals are safe from fraud and manipulation attempts. Our tips are designed to help you protect yourself from fraud and limit or eliminate potential damage to your business. Credit cards are practical everyday companions for many customers and enjoy a fairly high level of acceptance as a means of payment. Unfortunately, neither cards nor terminals are safe from fraud and manipulation attempts. Our tips are designed to help you protect yourself from fraud and limit or eliminate potential damage to your business.

Never let your terminal out of your sight

The damage caused by card or terminal fraud can be considerable, so the most important rule is: never let your terminal out of your sight during the payment process. This is the best way to protect yourself from access by third parties and fraudsters.

If your terminal is not needed, keep it in a safe place whenever possible.
 

Make your sales and till staff aware of the dangers

Be vigilant: inform your employees and protect yourself from fraud and consequential damage, for example, by defining procedures and responsibilities when handling cashless means of payment.

How can I guarantee a secure payment process?

  • If it is a contact-based transaction, make sure that the card is correctly inserted into the terminal during the payment process.
  • Is someone trying to distract you during the payment process? Ask them to wait a moment and respond to them after completing the transaction.
  • Pay attention to conspicuous details: does the customer need substantially more time to enter the PIN? Does the customer ask you to enter the credit card number manually? Then be on the alert.
  • Keep track of each transaction carefully until it is completed. Do irregularities arise during the payment process? To be on the safe side, reject the payment and suggest another means of payment.