We explain mPOS

We explain mPOS

What is mPOS? We explain the payment solution behind the name.

Mobility is an important aspect of mPOS, just as it is for portable payment terminals such as the ones used in restaurants for easy payment directly at the table. However, mPOS makes use of another type of device: smartphones and tablets. Every smartphone or tablet owner carries a payment terminal in their pocket. And many of them have not realized that yet.


POS stands for "point-of-sale". The "m" is for "mobile", now that smartphones and tablets are being used as a mobile point-of-sale. Some people say that mPOS also stands for "mini POS" and there is certainly some truth in that, since these points-of-sale are indeed very small. Nevertheless, as far as we are concerned, the "m" refers principally to mobile card acceptance. The seller can carry the point-of-sale everywhere. Mainly, of course, that means wherever the customers are.

The trend originates in the United States, where smaller merchants have been increasingly using smartphones and tablets as points of sale since 2010. The solution is of particular interest to small businesses, sole traders and people who run a business as a sideline, since they do not process many payments per day.

How does it work?

What actually happens? All that is needed is a smartphone or tablet, a card reader and a card acceptance contract.  The card reader is a small device that you attach to the charge port of the smartphone or tablet, or connect via Bluetooth. The seller opens the app, types in the amount and this is transmitted to the card reader. The customer inserts his or her card and enters the PIN. The connection for processing the data is established via 3G or WLAN.

There are more and more smartphones and tablets and more and more customers wanting to pay by card everywhere. mPOS unites these trends. mPOS solutions expand the traditional point-of-sale landscape and provide an affordable method of making cashless payments regardless of your location. This means that you can pay your yoga teacher on the spot without using cash, for example, or a market stall holder can offer another payment option quite easily.

In future, the mPOS payment solution will do more and more of the things that a traditional point of sale currently does. The future of cashless payment is becoming increasingly mobile and practical.